Home Equity Accelerator
Rodrigo Ballon | Originating Branch Manager | NMLS #272011
CrossCountry Mortgage
Current Loan Information
Enter your current mortgage details below
Refinancing Options
15 Year
20 Year
30 Year
Click "Accelerate My Equity" to see your wealth-building options
Your Equity Acceleration Analysis
Equity Acceleration: Discover how different refinancing strategies can dramatically accelerate your home equity growth while reducing total interest payments.
| Loan Option | Interest Rate | MI Rate % | Effective Rate % | Total Loan Amount | P&I Payment | MI Payment | Total Payment | Payment Change | Principal Monthly | Interest Monthly | ROI Extra Principal $ | Total Interest Paid Over Term | Interest Savings Over Term |
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"Do Nothing" - Pay Extra Comparison
Alternative Strategy: What if you keep your current mortgage but apply the payment difference as extra principal payments?
| Strategy | Interest Rate | MI Rate % | Effective Rate % | Total Loan Amount | P&I Payment | MI Payment | Total Payment | Payment Change | Principal Monthly | Interest Monthly | ROI Extra Principal $ | Total Interest Paid Over Term | Payoff Time Reduction | Interest Savings vs Current | Lost Savings for Not Refinancing |
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Loan Balance Timeline & Closing Cost Breakeven Analysis
Wealth Preservation Through Interest Reduction
Mortgage Insurance Savings & Drop-Off Analysis
Detailed Refinancing Analysis
Closing Cost Breakeven Point: Shows when your monthly payment savings will have recovered the upfront closing costs of refinancing, after which all savings are pure benefit.
Analyzing your refinancing opportunities...